Do you have equity in your home?

Want to lower your interest rate?

Refinancing your home allows you to access the equity that you have worked so hard to obtain.  If your mortgage is up for renewal, you may want to utilize this equity for home renovations, buying another property, helping the children with university costs, or even starting a business.  Or sometimes, it makes sense to pay a penalty on your existing mortgage to secure a lower interest rate.

Consolidation of debts – do you have high interest credit cards, lines of credit?  Refinance to pay off these debts.  The result of restructuring debt; you now have only one payment at a lower interest rate.  Saving you money!